- Your portfolio is above ~S$620k
- You want 3 extra months fee-free and to start with no minimum
- Your portfolio is under ~S$620k — Endowus (under S$50k) or Syfe is lower
- You want to invest CPF — not offered (SRS is)
- Open the invite and sign upNew StashAway customers.
- Deposit within 30 daysInto an eligible StashAway portfolio.
- Get 3 extra fee-free monthsOn top of StashAway’s welcome rewards.
Fees at a glance
| Portfolio slice | Fee a year |
|---|---|
| First S$25,000 | 0.8% |
| S$25k – S$50k | 0.7% |
| S$50k – S$100k | 0.6% |
| S$100k – S$250k | 0.5% |
| S$250k – S$500k | 0.4% |
| S$500k – S$1M | 0.3% |
| Above S$1M | 0.2% |
Full details
StashAway vs Endowus vs Syfe at three sizes
Platform fee a year on a cash portfolio, incl. 9% GST: S$10k — StashAway S$87, Endowus S$65, Syfe S$71. S$100k — StashAway S$736, Endowus S$654, Syfe S$600. S$500k — StashAway S$2,643, Endowus S$2,725, Syfe S$2,453. On S$10,000, three fee-free months are worth about S$22. Because StashAway’s slices keep falling, it is the cheapest of the three from about S$620k to S$1M, and again above about S$1.3M (between those, Syfe’s 0.35% tier briefly wins).
The referral and welcome rewards
Through an invite, you get an extra 3 months’ management-fee waiver if you sign up, finish onboarding and deposit into an eligible portfolio within 30 days. StashAway’s separate welcome rewards (8 – 30 Oct 2026), advertised as worth up to S$1,670, include a S$50 ETF rebate when you invest through ETF Explorer and a return booster of up to 0.8% a year for 3 months on General Investing, Singapore Investing and Thematic portfolios.
Other fees
StashAway Simple (cash) 0.15% a year and Simple Plus 0.2%, both outside the tiers. A single-ETF Flexible Portfolio is a flat 0.3%. ETF Explorer charges US$1 per ETF buy or sell. Fees are deducted monthly; ETF expense ratios are inside the fund prices.
Questions
Frequently asked
What do I get with the StashAway invite?
An extra 3 months without management fees, if you sign up, complete onboarding and deposit into an eligible portfolio within 30 days. StashAway’s welcome rewards run separately.
How much does StashAway charge?
0.8% a year on the first S$25,000, falling slice by slice to 0.2% above S$1 million, before GST. ETF expense ratios are extra.
Is StashAway cheaper than Endowus or Syfe?
On large portfolios, yes — it is the cheapest of the three from about S$620,000. Below that it isn’t: on S$100,000 StashAway is about S$736 a year against S$600 at Syfe and S$654 at Endowus, and on S$500,000 it is S$2,643 against Syfe’s S$2,453.
Can I invest CPF with StashAway?
No. StashAway accepts SRS money but not CPF. Endowus takes both.